Saving enough for a down payment is one of the biggest hurdles on the path to homeownership — especially for people interested in factory-built housing (such as new manufactured homes, modular homes, or other non-site-built homes). The Down Payment Seeker™ is a free, interactive tool that helps prospective buyers discover local, state, and national down payment assistance (DPA) programs that specifically support factory-built homes.
This tool connects you directly to opportunities designed to reduce upfront costs, helping you move closer to homeownership with confidence.
What the Down Payment Seeker Does
The Down Payment Seeker™ helps you:
- Identify programs that offer down payment or closing cost assistance you may qualify for
- Filter programs by your location and home purchase details
- Discover assistance options that are eligible for factory-built home purchases
- Provide next steps to connect with agencies or organizations offering support
Users start by entering basic information about the property and their homebuying situation. From there, the tool returns relevant assistance programs — including those that can apply toward a factory-built home purchase.
Important Things to Know
- This tool does not guarantee eligibility for any program.
- Program availability and funding levels change over time.
- Some programs may require participation in homebuyer education or counseling.
- Results may include programs that serve manufactured or modular homes, but coverage varies by location.
Even when assistance is available, you’ll want to check requirements and confirm details before applying — ideally with the support of a housing counselor or lender.
Whether you’re just starting your journey or are deep into planning your purchase, this tool can help you uncover down payment assistance programs you didn’t know about.