Buying a home can feel out of reach—especially when saving for a down payment is the biggest hurdle. The Factory-Built Homebuyer’s Guide to Down Payment Assistance breaks down how down payment assistance (DPA) works and how it can help make homeownership more affordable and achievable.
Designed specifically for today’s homebuyers, this eBook explains the different types of DPA programs available across the U.S., who qualifies, and how to apply. It also shows how DPA can be used to purchase a modern factory-built home, including CrossMod® and modular homes, opening the door to quality, energy-efficient housing at a lower cost.
Whether you’re just starting to explore homeownership or actively preparing to buy, this guide gives you the clarity and tools you need to take the next step with confidence.
What You’ll Learn
- What down payment assistance is and how it really works
- The different types of DPA programs, including grants, forgivable loans, deferred-payment loans, and matched savings
- Common eligibility requirements and myths about qualifying for DPA
- How to find down payment assistance programs in your state or community
- Step-by-step guidance on applying for DPA
- How DPA can be used to buy a factory-built home placed on a permanent foundation
- Real-world examples of homebuyers who successfully used DPA
Who This Is For
- First-time homebuyers
- Renters struggling to save for a down payment
- Buyers with moderate incomes or imperfect credit
- Homebuyers interested in factory-built, CrossMod®, or modular homes
- Housing counselors and nonprofit partners supporting prospective buyers