Buying a home is more than just picking a floor plan – it’s understanding what your monthly payment might be and what costs could affect affordability. The TotalHome+ Cost Calculator helps you estimate a monthly payment and get a clearer view of what a factory-built home purchase might look like for your situation.
To get the most accurate estimate, you’ll choose the type of factory-built home and where the home will be placed (for example, on land you own or in a land-lease community).
This tool is provided for informational and educational purposes only.
Important Notes About the Estimates
The calculator’s results are based on national averages and:
- Do not include the cost of land
- Do not account for state, regional, or local pricing differences
- May vary based on criteria set by a retailer, lender, investor, loan insurer, or other parties
Because real-world costs can differ widely, it’s smart to use this tool as a first estimate, then confirm numbers with local professionals.
Who This is For
This calculator is especially useful for:
- First-time homebuyers exploring factory-built homes
- Buyers comparing options like HUD Code homes, modular homes, or other factory-built types
- Shoppers deciding between placing a home on private land vs. a land-lease community
- Anyone trying to understand how a factory-built home could fit into a monthly budget